Dental Insurance
IBG offers dental coverage through multiple carriers across the country to bring you customized, competitive options. Group dental coverage provides your employees access to comprehensive dental care at an affordable price. This coverage can be employer paid or voluntary and any payroll deductions can be taken pretax under a cafeteria plan.
Life Insurance
Offering term life insurance is an affordable way to provide employees with basic protection with various benefit levels available. Voluntary term life and AD&D can also be offered on a group basis which allows employees to buy additional coverage with guaranteed issue coverage on them, their spouse, and dependent children. These are offered at very inexpensive, group rates and the coverage is portable/convertible if the employee leaves employment.
Vision Insurance
With the increase of screen usage, vision care is very important. It is possible that many of your employees need vision correction, but it is easy to overlook. Vision benefits make it more affordable to get that needed care. This coverage can be employer paid or voluntary and any payroll deductions can be taken pretax under a cafeteria plan.
Long and Short Term Insurance
Group disability insurance protects your employee’s ability to earn an income when they are too sick or hurt to work. Disability insurance is very affordable and beneficial. You can choose to pay what you can to fit your budget and the employee can pick up the rest or one or both plans can be 100% paid for by the employer or 100% voluntary.