We build customized solutions to the problems in rising healthcare costs.

Innovation in Employee Benefits is our specialty.
health plan consultation

Let’s face it, health insurance is broken.

Let’s face it, health insurance is broken. Group health insurance costs are spiraling out of control. The perception is that medical benefits/stop-loss insurance is a commodity. Frankly, that’s more than a perception. The status quo has become an endless procession of annual rate increases and quote gathering with the only solutions being watering down the benefits or shifting cost to the employees followed by more of the same the next year.

Average Annual Premiums for single family coverage
Average annual worker and employer premiums

Healthcare today is complex. Since the inception of the Affordable Care Act in 2010, employers and their employees have been significantly impacted.

How Have Employers Been Impacted?

  • Challenged to provide quality, affordable benefits in order to attract and retain skilled employees
  • Employer group healthcare premiums have increased at an average rate of 8-12% annually
  • Deductibles and out-of-pockets have increased by 67%, rising 6 times faster than worker’s earnings
  • 70% of employers now offer HDHP (High Deductible Health Plans)
  • Employers have been forced to shift more of the cost to employees

How Have Employees Been Impacted?

  • High deductibles have left employees with significant out-of-pocket expenses
  • Medical bills are now one of the top two reasons for bankruptcy in America
  • 40% of employees say they chose not to see a physician due to high out-of-pocket costs, foregoing early-detection testing
  • Many employees do not adhere to recommended medication, treatment or dosage due to the out-of-pocket costs

The Solution

iOneBenefits Group builds customized plans to fit your company’s individual needs while creating local, community-driven programs. We provide:

  • Significant savings on employer healthcare premiums
  • Better employee benefit packages
  • Innovative risk-spreading strategies to control long-term healthcare costs
  • Dedicated HR support to assist with eligibility, claims and compliance
  • Community-based programs that help employers reduce or even eliminate deductibles through local provider partnerships
employee benefits optionsemployee benefits options

Ready To Change The Game?

iOne Benefits Group delivers a truly unique process designed to change the game. We deliver one source administration and unmatched customer service for all your health benefit needs.

It is time to spark a true movement in healthcare. It is time to learn more about IBG for your peace of mind and overall financial stability. Let us help!

Our Turn-Key Programs Include:

  • TPA Services and Consolidated Billing
  • Online Platform Benefit Administration
  • Stop-Loss & Fully Insured Plans
  • Cutting Edge Secondary Plans
  • Traditional Network and Reference-Based Pricing
  • Traditional Ancillary Programs; Dental, Vision, Life, Long and Short-Term Disability, and more
  • A Complete Rx Solution
  • Medical Management
  • Full Monthly Reporting
  • Comprehensive employee benefit package solutions

REVOLUTION

Healthcare today is archaic and reactionary. It offers little in the way of true cost containment and does very little to address the various diagnosis’ responsible for the high-cost claims that keep you up at night.

At IBG, we take a different approach.

WE BELIEVE IN:

  • Offering customized health benefit solutions that deliver very specific outcomes based on your needs today;
  • Being proactive and looking ahead to the changing regulatory times and compliance to help ensure that you’re ready for what’s to come.

We’re changing the way healthcare is done.
Join the revolution!

Contact us today, let’s collaborate. Come join the IBG movement.